How Do You Keep Your Loved One Safe in a Nursing Home?

(FinancialHealth.net) Safety and Security Are the Most Important Factors in Choosing the Right Care Solution Caring for an aging parent, especially one in poor health, can be a full-time job. Senior care requires more time and attention than many have to spare. For this reason, it’s common to turn to nursing homes for support during […]

Fear of Flying? What’s the Best Way to Conquer It?

Fear of Flying?

(FinancialHealth.net) – Feeling nervous about flying is common, with as many as a quarter of Americans reporting experiencing some anxiety when on a plane. For 6.5% of the population, this nervousness reaches the level of phobia, which causes extreme distress and anxiety. While some may choose to avoid flying altogether, this isn’t possible or practical […]

VA Benefits You May Not Know About

VA Benefits You Should Be Taking Advantage Of

(FinancialHealth.net) – Do you know a veteran who is struggling with health and finances? Or maybe you’re a veteran who feels discouraged with daily living? Fortunately, there’s an array of benefits available to those who qualify. With everything from affordable healthcare to getting a home loan, tapping into the right resources can be extremely beneficial. […]

Don’t Hire a Car Without Reading These Tips

(FinancialHealth.net) Tips for Using Uber and Lyft Ride-sharing is all the rage with many people choosing services such as Uber and Lyft over traditional taxi cabs to save money. These services can be cost-saving and convenient, but with some alarming reports of drunk drivers and even people posing as drivers, riders should practice safety above […]

Which Choice Is Most Likely to Determine a Person’s Net Worth at the Prime of Their Life?

Which-Choice-Is-Most-Likely-to-Determine-a-Persons-Net-Worth-at-the-Prime-of-Their-Life

(FinancialHealth.net) Smart Quiz: Which Choice Is Most Likely to Determine a Person’s Net Worth at the Prime of Their Life? Lifestyle Decisions University Attended Political Orientation Career Decisions Answer: Lifestyle Decisions Knowing how much you are “worth” is one way to measure your wealth. The college you go to won’t mean anything if you don’t […]

Tips to Raise Your Credit Score After Retirement

Best Way to Raise Your Credit Score After Retirement

(FinancialHealth.net) Take These Steps to Climb Your Way to a Higher Score Life continues changing after retirement. You may need to replace an older vehicle or purchase a new home. Big purchases like these require a healthy credit score. The goods news is that you can continue to boost your rating after retirement. By staying […]

Which Type of Home Insulation Saves You Money Year Round?

Which-Type-of-Home-Insulation-Saves-You-Money-Year-Round

(FinancialHealth.net) Smart Quiz: Which Type of Home Insulation Saves You Money Year Round? SPF Spray Foam Insulation Rolled or BATT Insulation Blown-in Insulation All of the Above Answer: All of the Above One of the cornerstones of a healthy financial lifestyle is saving money on home expenses. Ensuring your home is energy efficient throughout the […]

A New Type of Savings Account Changes Everything

A New Type of Savings Account Changes Everything

(FinancialHealth.net) Saving For the Future Isn’t Always Easy Even with the best intentions, the day-to-day expenses of mortgage payments, groceries and healthcare can make saving for emergencies or retirement feel nearly impossible. Acorns is a new type of savings account app that could change everything. The idea behind this app and others like it is […]

3 Clues You Need to Change Your Withholdings

3 Clues You Need to Change Your Withholdings

(FinancialHealth.net) Don’t Be Caught Off Guard When Next Tax Season Rolls Around Tis the season! Whether you’re waiting on a refund, breaking even or scraping together funds to cover owed taxes, preparing for next tax season may be on your mind. The money employers take out of checks each pay period is simply a best […]

Why Use A Senior Living Referral Agent?

Why You Need a Senior Living Referral Agent

(FinancialHealth.net) Ease the Transition to Assisted Living Making the switch from an independent home to a senior community or assisted living facility can be a challenging experience for everyone involved. There’s often a lot of uncertainty about where to start looking for the right complex that’ll meet the needs of the patient. This is where […]

What Unusual Items Can You Rent From the Library?

What Unusual Items Can You Rent From the Library?

(FinancialHealth.net) Discover the Interesting Things You Can Rent From the Library — for Free! For many people, the last time they checked out their local library was many moons ago. It’s a common misconception that they’re only for children or students cramming for their final exams. Believe it or not, there’s a lot more to […]

Elizabeth Warren Wants You to Budget Your Money

(FinancialHealth.net) Balance is Key to Financial Health The National Budget isn’t the only budget Elizabeth Warren would like to fix. As the co-author of the best selling personal finance book All Your Worth: The Ultimate Lifetime Money Plan, she knows a thing or two about household budgets. Whether you’re looking to save a little extra […]

Why the California Gas Tax May Not Be Enough

(FinancialHealth.net) California Needs More to Fix Failing Roads and Bridges The Golden State prides itself on its beautiful coastline along with its diverse terrain of desert, forest and gorgeous sunny views at every turn. Visitors and tourists are a mainstay of California, but they may have noticed some things in a sad state of disrepair […]

If You Lose Your Job – Do These 5 Things Immediately

(FinancialHealth.net) Acting Fast Is the Key to Surviving a Sudden Job Loss Job loss is tough. Unemployment can create a lot of insecurity, no matter the specific circumstances of a layoff or firing. Knowing what to do in the hours and days that follow job loss isn’t always easy — the anxiety of this massive […]

4 Small, Unusual Changes Will Save Considerable Money

(FinancialHealth.net) Think Outside to Box to Spend Less Sometimes what everyone else is doing simply isn’t good enough. For those with serious financial goals to accomplish, saving more money might require thinking outside the box. These are financial tips for those who are already switching to LED, clipping coupons, carpooling to work and making car […]

Taking These Financially Healthy Steps Will Prepare For Retirement

Financially Healthy Steps To Prepare For Retirement

(FinancialHealth.net) Don’t Leave Your Job Behind Until You’ve Done This Only 60% of working Americans feel sure they’re adequately preparing for retirement. No matter where you find yourself, whether retirement is years away or coming up next month, it’s possible to take a trial run. Pre-retirement refers to the time leading up to the day […]

How to Hack-Proof Your Passwords

(FinancialHealth.net) Smart Quiz: What’s the most common vulnerability leading to identity theft? Answer: Weak Passwords! If the last 24 months brought nothing else, it offered the stark realization that Americans are quite vulnerable when it comes to their digital security. People who are lazy with their digital security are far more likely to be victims of […]

Should You File a Claim or Pay Cash for a Fender Bender?

(FinancialHealth.net) Know When to Pay Cash After a Crash Experiencing a major car accident can be devastating. Trying to figure out who’s at fault is often one-sided with one party blaming the other. That’s why law enforcement and insurance agencies get involved. In fact, it’s illegal to leave the scene of an accident without reporting […]

How Can You Tell a Winning Lottery Notification is Fake?

How Can You Tell a Winning Lottery Notification is Fake?

(FinancialHealth.net) Smart Quiz: How Can You Tell a Winning Lottery Notification is Fake? a: Processing Fee b: Receive Check c: Email Notification d: Notified By Mail Answer: Processing Fee “CONGRATULATIONS, YOU’VE WON!” Scammers contact their victims with claims that they’ve won a major prize, lottery, or sweepstakes. They will walk victims through the process of […]

Seniors at High Risk for Falls: What You Can Do to Help Your Loved Ones

Help Prevent Falls

(FinancialHealth.net) Help Eliminate Falls Once and for All A worry for many adult children and caregivers is their senior loved one taking a tumble. Eliminating injury risks, especially those pertaining to falls, should be the main goal so everyone can have peace of mind. Prevention is key and there are ways to help a loved […]

Why Set Up a Trust Before Retirement

Why Set Up a Trust Before Retirement

(FinancialHealth.net) The Case for Getting a Head Start On Trust Planning When is a good time to set up a trust? After retirement might seem like the obvious answer, but there are plenty of reasons to set one up earlier than that. Trusts aren’t just about the distribution of assets at the time of the […]

Slow Down Aging With This Exercise

Slow Down Aging With This Exercise

(FinancialHealth.net) Want to Slow Down Aging? Try Running Growing older is a natural process and we can all expect our bodies to change over time. That being said, the lifestyle choices we make can speed up or slow down the aging process. With endless products making claims to their anti-aging powers, it’s hard to know […]

Can CBD Boost Motivation and Make You More Effective?

Fear of Flying?

(FinancialHealth.net) – Staying motivated isn’t easy, especially in a world where most of us work 12-hour days. Burnout, stress, anxiety, and pain are all-too-real experiences for today’s busy American, and that has people looking for new solutions that don’t cause harm at the same time. Whereas some people would once turn to a nightly glass […]

Which of These Can Affect Your Cost and Eligibility for Life Insurance?

Which of These Can Affect Your Cost and Eligibility for Life Insurance?

Smart Quiz: Which of These Can Affect Your Cost and Eligibility for Life Insurance? Your Age Driving Record Health Factors All of the Above Answer: All of the Above Do you have enough life insurance? Or any life insurance? Nearly 60% of people in the U.S. have some type of life insurance, but 20% of […]

Which Investing Risk Concerns People the Most?

Minimize the Downside, Minimize the Risk

Smart Quiz: Which Investing Risk Concerns People the Most? Losing Value Poor Liquidity Missing Out Inflation Loss Answer: Missing Out Every investment you make bears a potential risk. Placing money into mutual funds, stocks or annuities hoping to receive a substantial return is the goal for most investors. But for many, there’s that one investment […]

For Insurance Purposes, How Often Should I Get My Jewelry Reappraised?

For Insurance Purposes, How Often Should I Get My Jewelry Reappraised?

Smart Quiz: For Insurance Purposes, How Often Should I Get My Jewelry Reappraised? a. Every 7 Years b. Every 5 Years c. Every 10 Years d. Every 2 Years Answer: Every 2 Years Most personal possessions notoriously lose significant value right after you purchase them. A car for instance, depreciates the moment you drive it off […]

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?

(FinancialHealth.net) Answer: Phone Number Search When debt collectors call, you need to be sure that they really are who they say they are before you hand over your money. Legitimate collection companies do contact people by telephone, but scammers posing as debt collectors also use the same strategy to collect on accounts that are closed, […]

Pay-By-Mile and Slash Car Ownership Costs

What can cut your car insurance in half by the end of the day?

Smart Quiz! What trick can slash car ownership costs almost instantly? Answer: Pay-By-Mile Car insurance is more expensive than ever. Even if you’re a senior with a flawless driving record, it can still be difficult to afford your insurance payments. This is an even more difficult pill to swallow if you rarely drive or only […]

Can You Eat Food That’s Both Budget and Health-conscious?

Can You Eat Both Budget-wise and Health-conscious?

(FinancialHealth.net) Smart Quiz: Can You Eat Food That’s Both Budget and Health-conscious? Yes, You Can Not Realistic Only at Home Not While Traveling Answer: Yes, You Can The internet is always buzzing with the latest healthy recipes and new ways to use healthy foods. But right along with that information are the complaints about the […]

Which Type of Account Saves Pre-Tax Dollars?

Which Type of Account Saves Pre-Tax Dollars?

(FinancialHealth.net) Smart Quiz: Which Type of Account Saves Pre-Tax Dollars? Flexible Spending Personal Development Regular Savings Certificates of Deposit (CD) Answer: Flexible Spending Account Maybe you just breathed a sigh of relief because all the bills are paid and you have a bit of extra cash, but that sudden intake of air sparked a sharp […]

How Much Money Could the Average Person Earn at $10 Per Hour vs. Watching TV?

How-Much-Money-Could-the-Average-Person-Earn-at-$10-Per-Hour-vs.-Watching-TV

(FinancialHealth.net) Smart Quiz: How Much Money Could the Average Person Earn at $10 Per Hour vs. Watching TV?  $20/day $30/day $40/day $10/day Answer: $40/day Are you or someone you care about looking for a little motivation to get off the couch and get moving? Need a push to be more productive but lack the energy […]

What Is The Fastest Way To Earn Extra Money For The Holidays?

What Is The Fastest Way To Earn Extra Money For The Holidays?

(FinancialHealth.net) Smart Quiz: What Is The Fastest Way To Earn Extra Money For The Holidays? Phone Sales Side Gigs Affiliate Marketing Networking Answer: Side Gigs It doesn’t matter if you’re working full-time or have been comfortably retired for years. We all find a need for a little extra money from time to time. The problem […]

This Retirement Account Doesn’t Have Required Minimum Distributions

(FinancialHealth.net) A Roth IRA Lets You Take Your Money on Your Terms When it comes to retirement planning, and setting future goals, having enough cash flow to live comfortably is often at the top of the list. One key toward that end may be to diversify a retirement portfolio so that funds aren’t all tied […]

What’s the Best Way to Make Sure a Charitable Donation Gets Where You Want it to Go?

(FinancialHealth.net) Smart Quiz: What’s the Best Way to Make Sure a Charitable Donation Gets Where You Want it to Go? Door-to-Door Solicitor Donate Via Email Give Directly Send Cash in the Mail Answer: Give Directly Do you have a favorite charity you would like to give to? It can be rewarding to help a specific […]

The Best Time to Save Money is…

You Can Save Money When...

(FinancialHealth.net) When Can You Save Money? When You Decide To. Imagine if you had some extra cash left over at the end of the month and all the bills were paid. Even a few extra dollars can seem like a lot if you’ve been struggling to make ends meet. No matter what your financial situation, […]

Which Car Purchase Is Most Likely to Cost the Least?

Which Car Purchase Is Most Likely to Cost the Least?

Smart Quiz: Which Car Purchase Is Most Likely to Cost the Least? A Leased Car A Cash Car A 3-Year-Old Car A Gas Guzzler Answer: A Cash Car Got your eye on the latest sports car? Or maybe a half-ton pickup is more to your liking. Whether it’s a new car or a pre-owned model, […]

Which of These is Not a Credit Bureau?

Which of These is Not a Credit Bureau?

(FinancialHealth.net) Smart Quiz: Which of These is Not a Credit Bureau? Credit Karma Equifax Experian TransUnion Answer: Credit Karma A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is a private site that does offer valuable information and tools. And while you may […]

Why Budgeting Still Matters

Why Budget?

What Is Budgeting and Why It Still Matters We talk about budgeting quite frequently, but what exactly is a budget? A budget is a tool that allows us to easily assess our income versus our expenditures. The result is a clear tool we can use to better understand our overall finances and set clear money […]

How Do You Determine the Real Value of Your Time?

(FinancialHealth.net) – Use a Value Calculator to find out how much your time is really worth! If “time is money,” how do you determine what your time worth? Knowing the answer to that question will give you the tools you need to make a more educated decision about how you spend your time and what […]

Why Everyone Should Be Meal Planning

Why Everyone Should Be Meal Planning

Gain Freedom From Checkout Line Anxiety Sticker shock in the checkout line is a common experience. No matter how conservative a shopper might be, the final total can easily add up to more than they want to spend. One solution? Meal planning. Many people do it and it isn’t just about saving money, though that’s […]

Saving for Retirement: What’s a Good Number?

Saving for Retirement: What's a Good Number?

Plan Ahead, Don’t Leave It Up to Chance How much is enough to live on comfortably in retirement? No matter their age, this is an important question for working adults to consider. With a concrete number in mind, it’s possible to reverse calculate what yearly contribution it’ll take to reach that number before retirement age. […]

New Utility Company Scam — Agents Demanding A Payment By…

Popular Gas and Electric Collection Scams Involve Agents Demanding a Payment

Smart Quiz: New Utility Company Scam Involve Agents Demanding A Payment… a. By Email b. By Postal Mail c. By Text d. By Phone Answer: By Phone It’s the hottest day of the year. The a/c is blasting a nice cool stream, a good book is waiting, and you’re totally grateful that you don’t have […]

Which Question Can Single-handedly Slash the Grocery Bill?

Which Question Can Single-handedly Slash the Grocery Bill?

Smart Quiz: Which Question Can Single-handedly Slash the Grocery Bill? What is good to eat? What do I want to eat? What do we have to eat What is convenient to eat? Correct Answer: What do we have to eat? Meal planning has consistently proven itself to be one of the best ways for families […]

Caring For a Loved One With Dementia? Where To Turn For Help

As a Caregiver, You Need the Right Resources to Take Care of Yourself, Too. Traveling, vacationing, gardening and golf! These may be some of your favorite things to do now that you’re retired. However, they might take a backseat if your spouse’s health issues are a concern. Facing a dementia diagnosis can leave you, as […]

Causes of Depression in Seniors

Causes of Depression in Seniors

Know What to Look For So You Can Get Help Depression is more than just feeling down in the dumps from time to time. It’s a mood disorder than can completely disrupt daily living, creating feelings of despair and uncertainty. Isolation, financial woes and sometimes medication side effects can trigger depression. Many seniors face these […]

If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To…

If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To…

Smart Quiz! If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To… Answer: The FTC Identity theft totally sucks, period. If your identity has been stolen, the Federal Trade Commission says you should call them at 1-877-438-4338 or use their website at IdentityTheft.gov to file an official report. Read on […]

This Is the Most Flexible Retirement Account

This is the Most Flexible Retirement Account

401(k): Flexibility Where it Matters Most When it comes to saving for retirement, 401(k) accounts are among the most popular options available. These plans offer employees the opportunity to put a portion of their earnings aside, tax-free, to invest in a variety of mutual funds until they reach retirement age. These retirement accounts are also […]

Gentle Exercise Can Improve Strength and Balance

A Stronger, More Stable Body Without Weights When seniors commit to increasing muscle strength, they help improve balance and lower their risk of osteoporosis and falls. A regular habit of strengthening exercises contributes to all-around improved well-being, but that doesn’t mean everyone needs to reach for dumbbells or hit the weight room. Tai chi, yoga […]

Why Downsize for Retirement?

Why Downsize for Retirement?

(FinancialHealth.net) Enjoy the Retirement of Your Dreams by Thinking Small Attitudes about home size evolve with age according to a 2017 Trulia survey on house size. While many millennials are wishing for more square footage, 36% of Baby Boomers are thinking about downsizing. The idea of a smaller home isn’t just about feeling cozier. When […]

What Is the Average Cost of a Wedding in the US?

What Is the Average Cost of a Wedding in the US?

(FinancialHealth.net) The Day Can Be Perfect for Less Than the $25k Average One of the biggest things couples focus on after getting engaged is the total cost of the wedding. USA Today reports the average wedding costs well over $25,000. There are several factors that play into the budget and using these innovative ways to […]

How to Find The Highest-Interest Savings Accounts

How to Find a High Interest Online Savings Account

(FinancialHealth.net) Save Even More Than Before With hundreds of financial institutions that offer a decent yield and return, finding a high-interest online savings account is easy. The challenge lies with where should you stick your money and build your nest egg. Knowing what to look for and comparing the terms is key to finding one […]

Pets in Assisted Living

Why Are Pets Important in Assisted Living?

Pets Play a Vital Role in Making Assisted Living a Success Moving into an assisted living facility can be a challenging transition for a parent or grandparent that you care about. While there are a lot of perks and plenty of activities to keep busy with, loneliness can also set in. This is where introducing […]

Best Thing About Retiring in a College Town

Best Thing About Retiring in a College Town

Revel in All the Benefits of College Town Life Been thinking about where to live after retirement? If a beachfront condo or cottage in the woods isn’t your cup of tea, maybe it’s time to step out of the box a bit. For those who choose a college town, there are plenty of ways to […]

End-of-Life Documents: How Often Should They Be Updated?

When Should End of Life Documents Be Updated?

Keep on Top of Changes With Once Yearly Document Reviews Someone wise once said the only thing constant in life is change. This is especially true when it comes to end-of-life documents. Having a living will, durable power of attorney and healthcare proxy in place can feel like a huge relief, but that doesn’t mean […]

Don’t Take a Road Trip Without Doing This to Your Car First

A Safety Inspection Helps You Feel Secure on the Road There’s nothing quite like an unexpected car problem to ruin a road trip to an amazing destination. Avoiding the stress of expensive repairs while away from home is possible by properly preparing your vehicle before the trip even starts. Before hitting the road, travelers should […]

Why You Need to Read Your Medical Bills

Why You Need to Read Your Medical Bills

Going Over Medical Bills Can Save You Money and Hassle Whether someone visits the doctor once a month or twice a week, one thing’s for certain: medical bills will appear in the mailbox. Instead of tossing them onto the counter or in the recycling bin, take the time to really review the statement. When there’s […]

Want to Travel by RV? Renting vs. Buying

Looking to Get Away? Consider an RV Road Trip! If you’re planning your next trip and you’ve decided that an RV is the way to go, you might be caught between renting versus buying. Both have their pros and cons, but it’s really up to you whether you’re ready to take on the expense and […]

Lower Your Car Insurance With These 4 Tips

You Need Car Insurance But It Doesn’t Have to Be So Expensive! Automobile insurance is a must-have when it comes to responsible car ownership. In most cases, it covers you in the event of an accident, whether you’re to blame or not. However, there’s a good chance that you’re not paying the lowest premium that […]

Physicians Must Try To Revive You Unless You Have…

Physicians Must Try To Revive You Unless You Have

Smart Quiz! Physicians Must Try To Revive You Unless You Have… Answer: A DNR Form A do-not-resuscitate order, or DNR, is an order written by a medical doctor. The form instructs healthcare providers not to do cardiopulmonary resuscitation (CPR) to bring you back to life. A DNR is written only after the doctor has spoken […]

This Relaxing Hobby Improves Brain Health

This Relaxing Hobby Improves Brain Health

Reading Is Relaxing and It Boosts Brain Power Too When it comes to relaxing, there are many ways to do it. One is to find a hobby that’s enjoyable and helps you reduce stress. Reading fits that description perfectly. It allows an escape from the bustle of daily life and can be done almost anywhere. […]

5 Often Overlooked Tax Exemptions

Which Type of Account Saves Pre-Tax Dollars?

When It Comes to Tax Time, Every Little Bit Helps! When it comes to tax time, everyone wants to get the most out of their return by minimizing what they owe. Most people get some type of refund, depending on their financial circumstances. Claiming all possible deductions ensures the taxpayer’s money is actually working for […]

When Does Refinancing Your Home Make Sense?

When Does Refinancing Your Home Make Sense

Will a Mortgage Refinance Pay Off? When a mortgage is refinanced, the lender issues a new loan with different terms to pay off the existing loan. There are a variety of reasons borrowers refinance, from lowering their interest rate to freeing up extra cash for a home renovation. Refinancing isn’t a choice to be made […]

Exactly How Much Social Security Can You Count On

Exactly How Much Social Security Can You Count On

(FinancialHealth.net) When it comes to retirement, one thing on most people’s minds is how much Social Security they’ll get when they finally get to stop working. The main factor in determining this value is the overall wages earned in a lifetime, starting back from when wages were first taken from your paycheck. Here are a […]

How Focusing on Heart Health Can Protect Your Brain

How Focusing on Heart Health Can Protect Your Brain

Don’t Underestimate the Link Between These Two Vital Organs The human brain is supposed to change over time. For middle-aged adults and seniors, it’s completely normal to experience some cognitive decline, especially when it comes to how our memory functions. Not all brain change is inevitable, however, and there are steps that can be taken […]

How Much Does It Cost to Retire on a Cruise Ship?

How Much Does It Cost to Retire on a Cruise Ship?

You Can Cruise the Seven Seas for Around $100 per Night Been spending time thinking about retirement? Even if everything’s all planned out, there’s always something new or different that you hear someone else doing, rather than settling for staying at home or moving to a retirement community. One such option is retiring on a […]

This Is the Best Way to Prevent Theft While Traveling

Get Security and Peace of Mind With Identity Theft Alerts The last thing anyone wants to worry about is being stranded somewhere far from home without access to cash or credit. Unfortunately, theft is prevalent in every corner of the world. There are several ways to prevent theft on the road, but utilizing identity theft […]

Helpful Tax Deductions for Seniors

Which Type of Account Saves Pre-Tax Dollars?

The Standard Deduction Is Most Common, But What Else Should You Be Taking Advantage Of? Sometimes seniors miss out on viable tax deductions that might help save them money or increase the value of their annual return. The most common applied deduction is the standard deduction, which nearly doubled for 2019. This year, singles can […]

Which Is Not a Tax Deductible Medical Expense?

(FinancialHealth.net) – Medical Marijuana Is One of Many Medical Expenses You Can’t Deduct On Your Tax Return. It’s that time of year again, time to think about filing our taxes. Those who receive a lot of medical care throughout the year will definitely want to consider all the deductions available to reduce how much they […]

Best Part-time Jobs for Seniors

(FinancialHealth.net) – Retirement brings the opportunity to travel and/or spend more time doing things you love with people you care about. However, it can also bring about feelings of boredom and the challenge of adjusting to life without working every day. The answer to the perfect balance may be getting a part-time job to occupy […]

What Percentage of Americans Don’t Withhold Enough Taxes?

(FinancialHealth.net) A Surprising 21% of Americans Don’t Withhold Enough Taxes If you’re one that struggles to understand withholding taxes or how they impact your paycheck and your end-of-year filing, rest assured you’re not alone. Taxes are one of just two certainties in life and the subject can be confusing for many people. Like most laws, […]

Don’t Give Money When This Bogus Charity Calls

(FinancialHealth.net) – When Charities Call, Things Are Not Always What They Seem The phone rings and you’re hoping it will be someone you’ve been longing to talk to. Instead, it’s a stranger asking you to donate your hard earned money to charity. Depending on your financial situation, your first reaction may be to give and […]

My Heirs Won’t Pay Estate Taxes If I Leave Them $____

(FinancialHealth.net) – Anything Less Than $11.4 Million Is Not Subject to Federal Estate Taxes. If you plan to leave a significant amount of assets to beneficiaries after you pass on, estate planning is something you’ll want to think about sooner rather than later. Speaking with a qualified professional can help ensure that you take all of […]

What Meal Gets You the Most Nutrition for Least Amount of Money?

What Meal Gets You the Most Nutrition for Least Amount of Money?

Smart Quiz: What Meal Gets You the Most Nutrition for Least Amount of Money? Cheeseburger Beans and Rice Frozen Pot Pie PB and Jelly Sandwich Answer: Beans and Rice Whether planning meals for one or a family of 10, it’s important to provide good, solid nutrition while staying within the budget. Penny for penny and […]

When Should You Cancel an Unused Credit Card?

When Should You Cancel an Unused Credit Card?

Smart Quiz: When Should You Cancel an Unused Credit Card? You Should Never You Should Always If It Has a Fee If High Interest Rate Answer: If It Has a Fee Between paying down debt and boosting your credit score, balancing finances can be challenging. The ultimate goal is to have enough buying power to […]

Effective Steps to Protect Your Privacy

Be Proactive to Avoid Devastating Identity Theft Worldwide, 40% of consumers have dealt with the consequences of identity theft one or more times. Private information is accessed maliciously every day, leaving victims responsible for recovering the stolen money and repairing the damage done to their finances by the attack. Identity thieves are cunning, but their […]

Your Best Sleep: Sweet Dreams Are Not Enough

You’ll Thrive on a Full Night’s Rest Sleep is vital for function in every aspect of health. In fact, the average adult should get between 7 and 9 hours of sleep every night, according to the National Sleep Foundation. While sleep patterns not only vary with age, they also change based on individual activity, health […]

This Is One Home Buying Step You Shouldn’t Skip

What to Expect With a Home Inspection While you may choose a home with your heart, don’t sign on the dotted line without getting your head involved as well. We cannot stress this enough — all home purchases should include a home inspection, even a new build. During a home inspection, a neutral third party […]

Only One Type of Insurance Covers Your Car's True Value…

Only One Type of Insurance Covers Your Car's True Value…

Smart Quiz: Only One Type of Insurance Covers Your Car’s True Value… GAP Insurance Liability Comprehensive Collision Answer: GAP Insurance Did you know a new car depreciates in value as soon as you drive it off the lot? The average car immediately loses about 10 percent of its purchase price, but it could be more […]

5 Ways to Exercise Your Brain

Stimulate Your Brain for Better Mental Acuity As the years pass by, it can feel like it’s harder to remember certain things, including childhood events. This is normal with aging but may leave someone feeling frustrated and lost. Keeping mental acuity in check at all times is an important part of mental health. Just like […]

How Much Money Should I Keep in My Checking Account?

How Much Money Should I Keep in My Checking Account?

Smart Quiz: How Much Money Should I Keep in My Checking Account? Raises and Bonuses 4% of Monthly Pay Enough for Necessities Car Payment Amount Answer: Enough for Necessities Being financially healthy isn’t just about how much money you have, but where you have it. That means diversifying in more ways than one. Those who […]

Avoid Divorce Court: How Couples Can Agree on Finances

Avoid Divorce Court: How Couples Can Agree on Finances

Solve Your Money Arguments Before It’s Too Late It’s an age-old problem that comes up in almost every marriage — finances. Whether it’s one spending too much or the case of disappearing dollars, it doesn’t take much for couples to bicker over spending and saving. However, it doesn’t have to end in a big argument […]

Fun New Ways to Beat the Heat

Heatstroke Is Serious — Staying Cool Doesn’t Have to Be Whether it’s braving the summer heat in the steamy midwest or snowbirding in the arid Arizona desert, heatstroke can affect anyone. However, it can be devastating for seniors. According to the Centers for Disease Control and Prevention, adults over the age of 65 are especially […]

DIY Your Way to a More Valuable Home

These Easy Projects Might Just Make Your Home Worth More Making changes to the look or functionality of a home is a popular way to increase the value for resale, but it doesn’t always pay off. In fact, there are many costly improvements that don’t increase value enough to make it worth the expense. These […]

You Should Save at Least ___ Times Your Highest Annual Income for Retirement

You Should Save at Least ___ Times Your Highest Annual Income for Retirement

(FinancialHealth.net) Smart Quiz: You Should Save at Least ___ Times Your Highest Annual Income for Retirement… 20 5 15 10 Answer: 10 Are you on track to live a comfortable life after you retire? Financial experts recommend having at least 10 years of income, based on your highest annual earnings, saved for retirement. What would […]

This Is Still A Surprisingly Common Health Risk for Seniors

Believe it or not, seniors are still smoking! It’s Unhealthy And Expensive Too! As we age, many systems in the body start to slow down, especially the respiratory system. Things can affect this process even more, including smoking. In fact, about 8% of older adults — those age 65 and up — smoke, according to […]

Use an HSA for Retirement Funding? — You Bet! Here’s Why

It’s Good for More Than Medical Expenses As a savings account that allows for pre-tax contributions, an HSA is a smart way to set money aside for medical expenses. These accounts also allow for growth of contributions without taxing, and when the money is used for qualifying expenses, withdrawals are tax-free. An HSA can be […]

(Recall Alert) Make Sure Your Picnic Supplies Are Safe

Don’t Pack a Lunch Until You Check These Items Been to the store lately to pick up some buns for a family get together or dinner tonight? If so, listen up. The latest food recall includes picnic-friendly foods, including hamburger and hot dog buns. Flowers Foods Inc. announced a voluntary recall of bread and bakery […]

(NEWS) How Secure Is the SECURE Act?

Will Your Beneficiaries Pay for Changes to IRA Laws? In May, the House of Representatives voted for the SECURE Act and passed it 417 to 3. Now that this retirement reform law is headed to the Senate, it’s a good idea to start thinking ahead to how it could impact your retirement savings. The goal […]

[News] How Did the New Tax Law Work Out: The Numbers Are In

Here’s Where We Stand With the New Tax Laws Everyone knows two things are certain — death and taxes. Something else that’s also true is the tax laws are constantly changing. So it’s important to pay attention. While there are many changes, the main one on most taxpayer’s plate is the Tax Cuts and Jobs […]

[News] American Crisis: Student Loan Debt

Increased Cost of Living Is Setting Millennials Back Many Americans are facing student loan debt that feels insurmountable, according to a 2018 survey by Student Loan Hero. This survey was conducted to challenge the idea that millennials have it easier than previous generations. It turns out that this line of thinking isn’t accurate. Instead, young […]

How Does the Fed’s Decision on Rates Impact You?

Steady Interest Rates Have Their Pros and Cons Last week, a decision was made by the Federal Reserve to keep interest rates between 2.25% and 2.5%. This means that, for now, investors can expect rates to stay steady. This wasn’t a united decision, however, which indicates that changes are likely around the corner. What does […]

NC High Schools Want to Teach Fiscal Responsibility to Students

Students to Be Taught the Risks of Debt Lawmakers in North Carolina passed on a bill that will require high schoolers to complete a personal finance course as part of their graduation requirements. The goal is to better prepare students for the many financial decisions they will be making in the immediate future. While some […]

Simplifying Your Life

Simplifying Your Life

Do you ever feel like you are constantly on the go, but never get anything done? This is what happens when we have too much on our plates. It’s time to slow down and evaluate what’s really going on so that you can make the most of your most valuable commodity… your time. Learn to […]

CBD Fights Inflammation

CBD Fights Inflammation

CBD is also known as Cannabidiol. It is essentially marijuana but without the effects of THC. You do not get the same high feeling and the benefits are far greater. One of those benefits is a reduction in inflammation within the body. Use CBD to fight inflammation and reduce your pain. What is Cannabidiol Cannabis […]

The Medical Marijuana Program is Evolving in New York

The Medical Marijuana Program is Evolving in New York

New York approved medical marijuana back in 2014. By 2017, the panel of experts that were supposedly handling the licenses and dealing with applicants was finally discovered. Many of them do not even possess professional experience in the medical marijuana field, leaving many New York citizens to wonder why these people were chosen in the […]

Marijuana Breathalyzer in the Works

Marijuana Breathalyzer in the Works

Colorado was among the first states to legalize marijuana. Although it’s legal, it is still not allowed while driving. With the legalization close in California, they are now following suit by proposing a bill that would also deter drivers from smoking or even consuming edibles while they are on the road. With the help of […]

Raise Financially Responsible Children

What Can You Give Your Children to Make Them More Responsible Adults? Money Obligations Car House Answer: Obligations We’ve all seen them. They are the ones who live at home until the grandparents are raising the grandchildren and the parents are “trying to find themselves.” And, let’s be fair; the distance between the cost of […]

Multiply Your Savings with Every Deposit

What Type of Account Is Set Up Specifically for Meeting Personal Goals and Offers Matched Savings Outside of an Employer? 401k IDA Trust Fund IRA Answer: IDA An IDA is an Individual Development Account and is primarily for low income individuals who may struggle to meet their long term goals without some sort of help. […]

Are You Spending Enough?

What Percentage of Your Income Should Be Flexible Spending? 20 10 30 5 Answer: 30% When it comes to spending, that number is just as important as your bills and savings combined. Why? Because planned spending serves your finances far better than unplanned spending and if you aren’t getting enough pleasure out of life, at […]

How the Loss of the IRS's Data Retrieval Tool Affects Financial Aid

How the Loss of the IRS's Data Retrieval Tool Affects Financial Aid

The IRS previously had a data retrieval tool on their website that instantly pulled tax information. Students, in particular, used the data when filling out their FAFSA while applying for financial aid. The tool crashed on the site but is now said to be at least temporarily suspended after finding safety concerns with its use. […]

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